Services

Products & Services

Our Services

Comprehensive Pension & Retirement Solutions

We provide professionally managed pension administration, advisory, and investment solutions designed to support employers and individuals in building secure, compliant, and sustainable retirement outcomes.

With over 33 years of industry experience and a proven track record across Zambia, our services are structured to deliver strong governance, cost efficiency, and long-term value across every stage of the pension lifecycle.

What We Offer

OUR PRODUCTS & SERVICES

We provide comprehensive pension administration, advisory, and investment solutions designed to support employers and individuals at every stage of their financial and retirement journey.

Pensions Fund Administration – Saturnia Regna Pension Fund

Saturnia Regna Pension Fund

Pensions Fund Administration – Golden Sunset Pension

Golden Sunset Pension

Pensions Fund Administration – Apex Retirement Fund

Apex Retirement Fund

Pensions Fund Consulting

Advisory Services

Investment Advisory

Bencon Gratuity Fund

Actuarial Intermediaries

Let’s Build the Right Pension Solution for You

Whether you are setting up a new pension scheme, reviewing an existing one, or planning for retirement, our experienced team is ready to guide you with compliant, well-governed, and cost-effective solutions tailored to your needs.

Active Memebers

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Pension Schemes Administered

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Assets Under Administration

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Our Work Process

A Trusted Partner in Securing Your Financial Future

Strong Assets, Trusted Management

We manage over K8 billion in assets through diversified portfolios within and outside Zambia, guided by strong fiduciary principles, sound governance, and a highly experienced investment and administration team.

Flexible Retirement Solutions

From umbrella pension funds like Saturnia Regna and Golden Sunset to individual retirement and gratuity solutions, we offer flexible products that balance cost efficiency, governance, and long-term growth.

Trusted Experience

With more than 33 years of experience, we administer pension schemes for over 400 employers and 70,000 members, delivering reliable and compliant pension solutions tailored to Zambia’s evolving financial landscape

Testimonials

Trusted by Employers. Valued by Members.

For over 33 years, Aflife Pension Administration has supported organisations and individuals with secure pension administration, strong governance, and reliable advisory services. Here’s what our clients and members say about working with us.

Aflife Pension Administration has been a reliable partner for our pension scheme. Their team is responsive, professional, and consistent with reporting and member support. The process is clear, and our employees have greater confidence in their retirement savings

HR Manager Manufacturing Company

I’ve had a great experience with Aflife Pension Administration. Whenever I have questions, the team responds quickly and explains everything clearly. Their service is organised and helpful, and it gives me peace of mind about my long-term retirement savings.

Scheme Member Zambia

As trustees, we need accuracy, transparency, and strong governance. Aflife Pension Administration delivers detailed reporting, professional guidance, and consistent support. Their experience shows in how they manage administration and ensure the scheme remains compliant.

Trustee / Finance Executive Corporate Pension Scheme